If you spend extended period of time overseas, or if you are a non-US citizen who spends long periods of time in the US, you should consider what type of health insurance will best meet your coverage needs. Those who spend at least six months at a time traveling abroad may not be covered by the same health insurance plan that they have in their home country.
Every traveler, whether they are traveling for business or pleasure, should consider purchasing an international travel health insurance plan prior to leaving home. By protecting themselves and their family, they can save money and feel confident that they will receive good medical care no matter where they travel.
Short term travel insurance plans typically only offer coverage for emergency care, while long term overseas health insurance also includes coverage for preventative care after a waiting period. With a long term plan, you can enjoy low-cost physician visits and reliable coverage for health screenings and medical care.
International travel health insurance plans, like those offered by Global Citizen, include a wide range of coverage with varying deductibles designed to match all budgets and medical coverage needs. Whether you are traveling for business or for pleasure, it’s important to be able to select a deductible that will meet your needs.
Unlike short term plans, overseas health insurance covers care received both outside the US and inside the US, for those who occasionally return home to visit during their overseas stay. Travelers won’t have any gaps in coverage if they travel between countries with this type of insurance plan.
In addition to routine care, international travel insurance also includes coverage for surgery and inpatient care, physical therapy and prescriptions. Having the ability to receive the same medical coverage for services performed outside of your home country is a great way to reduce your medical bills and save money during your trip.
While living abroad, it’s easy to protect your family with the affordable rates and numerous deductible options that international health insurance plans offer. You don’t have to worry when traveling between your home country and your overseas home since you will be protected during your entire stay.
Be sure to consider the importance of purchasing a international travel health insurance plan for you and your family when preparing for an extended stay in another country. No matter where you travel, protect yourself and stay healthy with affordable health insurance that allows to feel confident that your needs will be covered.
Dan Miller frequently writes about travel insurance
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