Tag Archives: mental health

Depression – Your Treatment May not Be Covered By your Carrier

You have probably seen the commercials saying “depression hurts but drug XYZ can help.” Of course there are drugs and treatments available for those suffering from depression. Whether you need psychological counseling, drug therapy or a combination of the two, it is important that you seek help for your illness. Before seeking out help, it is important to consider what your health insurance provider will and will not cover when it comes to your illness. Take the time to call your provider and ask questions. That way, you can seek the treatment you need without worrying about the costs associated with the treatment. If you spend a little time focusing on the mundane matter of insurance, then you can spend the majority of your time trying to get well. Continue reading

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California Health Insurance – Substance Abuse Tips on Qualifying

The faces of addiction are no longer homeless old men sadly wandering the streets carrying a brown paper bag, for addiction affects all walks of life. From professionals battling prescription drug abuse to dads battling street drug addiction or moms struggling with alcoholism, addiction knows no boundaries and wreaks havoc on families everywhere. Inpatient treatment centers provide programs to assist the addict in overcoming the addiction and learning to live life without the drugs, alcohol or whatever their crutch may be. Health insurance plans will often assist in limited coverage of the inpatient treatment of substance abuse. Continue reading

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California Health Insurance – Fibromyalgia – Health Insurance for a Chronic Condition

That is why it is so important that if you are experiencing symptoms such as the ones listed above, you should consider your health insurance choices carefully. However, the victory likely will be short-lived after you discover that the condition is chronic and has no known cure. Finally getting a diagnosis of fibromyalgia after years of these symptoms might seem like a little victory. These are the most common symptoms of the disorder, but the severity and extent of the condition vary from person to person. Perhaps you have suffered for years with unexplainable muscle pain and soreness, a persistent feeling of being tired as well as trouble sleeping. Fibromyalgia is a puzzling chronic medical condition with many painful symptoms and few answers regarding its cause. Continue reading

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Health Insurance – Bipolar Patients – Get Approved for Coverage

There are those that pay cash for their healthcare, and then there are those that do nothing. Both parties are not making the best decisions for their well-being, whether it’s in regard to their mental health or their financial portfolio. People who are suffering from bipolar disorder are not exempt from the other problems of life. Like everyone else, they are experiencing unemployment, bankruptcy and other factors that determine what type of healthcare a person can receive. However, unlike most others, manic depressives have a disease that requires medical attention. But for those without health insurance, there are two schools of thought. Continue reading

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Mental Health Coverage – Mental Disorders Medication

If you need treatment for any kind of mental disorder, you will need to be patient and persistent. Many insurance companies do not offer any form of mental health coverage, and those that do charge exorbitantly high rates. This means that people with bulimia, panic disorder, depression, and pre-menstrual dysphoric disorder must pay the bulk of their medical expenses out-of-pocket. Anti-depressants such as Prozac are seen as a high-risk factor that could lead to expensive claims later on. Many health insurance providers treat mental disorders as pre-existing conditions or simply deny all claims related to a mental disorder. Unfortunately, medication is often treated the same way. Getting coverage for mental disorders can be difficult, depending on the insurance company. Continue reading

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Mental Health Coverage – ADHD, how it can hurt your Health Insurance

ADHD treatment can be extremely expensive. Parents of children with ADHD often forget to factor in the cost of regular doctor’s visits, prescription medication, and stubborn insurance companies. Unfortunately, many insurance providers do not provide adequate mental health coverage. This leaves parents or other family members to should the burden. Adderall, a drug used to treat ADHD, can cost as much as $150 depending on your location. Fortunately, there are several new reforms on the way that should ease the burden. If all else fails, make sure to document your child’s treatment so that you can appeal denied claims. Continue reading

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Obsessive-Compulsive Disorder Medication – Health Insurance Overview

Zoloft is a type of antidepressant most often prescribed for obsessive-compulsive disorder, depression, panic disorder, and post-traumatic stress disorder. If you decide to take Zoloft, you should be aware that many insurance companies will refuse to pay for the cost of medication. There are no concrete rules, however. You will need to contact your insurance company to find out whether you will be able to receive coverage. Zoloft is often denied coverage because it treats disorders that are usually excluded from coverage or are considered pre-existing conditions. If you need to take Zoloft for an extended period of time, make sure your provider will take care of the cost for you. Continue reading

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Health Insurance – Get Approved for a policy that covers Mental Illness

Zoloft is an antidepressant drug used to treat a range of mental illness conditions including depression, anxiety and panic disorders, some severe premenstrual disorders, PTSD (Post Traumatic Stress Disorder) and OCD (Obsessive Compulsive Disorder) among other things. The drug falls into the category of SSRI treatments (Selective Serotonin Reuptake Inhibitors) which are believed to alleviate the symptoms of depression and anxiety disorders by increasing the available level of the neurotransmitter serotonin, which is responsible for the regulation of moods, in the brain. The drug is widely effective in the treatment of mental disorders although patients prescribed this treatment need careful monitoring in the early days of treatment. Continue reading

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Lithium and Health Insurance

Lithium is either prescribed as a treatment for mania and bipolar disorder, or as a treatment for pain for certain illnesses. As a treatment for mania and bipolar disorder, lithium is given as a prescription. It is usually taken in dosages as high as 1800mg a day. Lithium slows the development of sodium in the body. Sodium is what causes the hyperactivity associated with bipolar disorder. As a result, it is easy to become dehydrated when taking this medication. Consume extra fluids every day in order to ward off dehydration. Avoid consuming caffeine or alcohol while taking lithium. Continue reading

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Autism – Getting the Right Company at the Right Price

Autism is a disorder that develops in young children. Some babies show symptoms as young as six months while others appear to be normal until age two or three before showing signs. In any case, the disorder shows up in three ways: communication impairment, social interaction issues, and repetitive behavior with restricted interests. People affected with the disorder will show their own unique combination of symptoms. To deal with the long-term medical issues related to the disorder, the family needs to have good health insurance in place and keep it there. That will insure the family has the resources necessary to deal with the disorder through the years. Continue reading

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