Tag Archives: individual health coverage

The Patient Protection and Affordable Care Act, otherwise known as the health reform bill will impact almost every American. One of the most important ways it will affect individual health insurance is that insurance companies will not be permitted to deny insurance to those with preexisting illnesses. Another important affect is that all Americans will be required to hold insurance. Insurance companies will be prohibited from placing annual and lifetime limits on coverage. Group health exchanges may also help to reduce the cost of insurance plans, giving individuals the buying power of large companies. You will be able to purchase insurance through a state exchange from 2014. The exchanges have yet to be formed, but the intended goal is to provide more affordable and subsidized individual plans. The Obama effects on individual health insurance addresses the biggest weaknesses in the individual health insurance market. Continue reading →

Soon there will be many people in the market for health insurance that have not felt the need to buy insurance before. Changes in the law will require people to buy insurance or pay a fine/penalty. Insurance shoppers can expect some intense competition for their insurance dollars as carriers try to dress up health insurance packages with attractive features. The buyers can expect to see some less scrupulous companies making promises they have no intention of keeping. Before buying individual health insurance plans, shoppers need to keep a few things in mind or the money they spend will be wasted. Continue reading →

Here is what to look out for when buying individual health insurance plans. You will discover that you will pay more for an individual health plan than for an employer based health plan because the simple fact is that insurance companies give good deals to companies on health plans. Continue reading →

Since the House has passed the legislation for health care reform, many Americans as well as medical care workers and individual private insurance agency are left wondering what does this mean for them in the long run, or what the initial Obama effects on individual health insurance will be? Continue reading →

The news has been reporting on the state of President Obama’s plan for health reform since the first few months since he has been in office. Finally a law has passed that will make a foreseeable difference in the lives of citizens in their dealings with the medical insurance industry. Read on to find out how Obama is changing health insurance for Americans. Continue reading →

Since the cost of getting any form of medical treatment today can be very expensive many people are, for the first time, purchasing individual health insurance plans. What they are not expecting is all the different types that are going to be available when they do a search. Continue reading →

Obama has taken office and has done a great job thus far. Though, he has come out with a new health care law which some like and some do not like. You might not know so much about it either. Here is how Obama is changing health insurance for Americans. Continue reading →