Becoming a U.S. citizen is a long and sometimes difficult path. As you begin your new life, you’ll have a number of concerns ranging from the naturalization process itself to finding work and a place to live. As you prioritize your list of tasks, be sure that getting immigrant health insurance for your family is near the top of the list. US Immigrant Insurance provides an affordable, comprehensive medical insurance option for people new to the U.S.
One great advantage of inbound immigrant medical insurance is that you’ll automatically be accepted for coverage. There is no hassle of waiting for approval or fear of rejection. Immigrant insurance policies recognize that as a new resident in the U.S., you may not be able to obtain insurance through other methods, and therefore offers you guaranteed acceptance.
You will find that immigrant health insurance offers a good combination of affordability and strong coverage. While deductibles will usually fall into the $75-150 range, each claim can have maximum coverage of up to $100,000. So you’ll still be able to get high quality care even though you’re not paying a lot of money.
The age of the people who are using the policy, the total coverage level, and the deductibles will all play a role in deciding how much your policy will cost you. Even at the higher end of the price spectrum, immigrant medical insurance plans are well worth the cost. Just think of the savings you’ll net should a major incident like a surgery, which would cost you thousands of dollars out of pocket, occur.
Make certain you carefully read your policy. Some items, which include but are not limited to contraception, elective treatments, and any preexisting conditions will be deemed ineligible for immigrant health insurance coverage.
The term of your inbound immigrant medical insurance policy can be extended up to a total of five years. So you don’t need to worry that the great coverage you’re getting expires in a short period of time. This gives you plenty of opportunity to get your new life in order and potentially gain new coverage through an employer.
Paying for medical treatment without having insurance to cover some of your costs can be quite expensive, and since you’ve just arrived in the United States you likely do not yet have any savings to pay for these bills with. As such, it’s even more important for you to have an inbound immigrant medical insurance plan that can save you significant money.
Don’t think that your status as an immigrant means you cannot get reasonably-priced quality medical coverage. With immigrant medical insurance, you have an affordable, robust medical plan that can be extended up to five years, or until you gain U.S. citizenship. In the event that a medical issue large or small arises in your family, you’ll be glad you saved money by purchasing an immigrant insurance policy.
Dan Miller often writes about inbound immigrant insurance