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Tag Archives: cobra
Finding Health Plans While Out Of Work
If you have seen the news, you probably know that the US unemployment rate is still very high. People who lose a job have a lot of stress. They need to look for a new job, but also how to pay bills without a paycheck! Health insurance plans can be one expensive bill that just will not fit into a strained budget! Continue reading
Posted in medical insurance
Tagged budget, CHIPS, cobra, economy, family, finance, health, health insurance, insurance, job loss, layoff, medicaid, medical insurance, money, unemployment
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Pre-Existing Conditions And Can’t Afford COBRA – How I Finally Got Health Insurance
This is a story about health insurance. Actually, it’s a real life account of the difficult time that my wife and I had trying to get health insurance for our family. A few months ago, we found ourselves needing health insurance. After my employer filled for Bankruptcy, I decided to become self-employed. The health insurance that I had at the time (through my employer) only lasted through the end of that last month and then I was presented with the option of either letting our policy lapse, or going on COBRA. Problem was, the COBRA premiums were about 3 times more expensive than the original insurance payments. We were basically forced into having our policy lapse because we couldn’t afford the COBRA payments. Continue reading
Finding Health Insurance In Middle Age
Lots of people have trouble finding major medical insurance with premiums that fit into a budget. But people who are over fifty, but not yet sixty-five, can be particularly hard hit. At 65, most Americans qualify for Medicare and Medicare health plans. Younger people tend to be healthier because they have not started to get some of the health problems that hit us in middle age. Because the insurers figure that middle aged people will be more expensive to cover, they tend to charge more if they offer coverage to individuals. Continue reading
Posted in medical insurance
Tagged baby boomers, cobra, health, health insurance, layoff, Major Medical, medical insurance, over 50, unemployment
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Finding Cheap Medical Insurance – Is It Even Worth The Money?
Healthcare costs have skyrocketed over the past decade. Even school children hear about the healthcare crisis facing the nation. Employers are being forced to turn over all the costs of company sponsored plans to the employees who, in turn, can’t afford to pay for it and drop it. Because of certain demographic mixes, some states are so expensive that the large majority of the residents are uninsured. When a population consists largely of the old, the poor and the government assisted, someone needs to pick up the slack, and it’s the remaining residents who have coverage. Continue reading
Posted in PPO health insurance
Tagged cobra, coverage, health insurance, HMO, insurance, Liability, life, medical insurance, PPO, PPO health insurance
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Temporary Health Insurance Plans -Versatile Solution To Jobloss
If you are suddenly handed the pink slip, you might have enough saved for your day-to-day expenses. However, with your job, employer-sponsored health insurance goes too, which might be a bigger worry for you. Short term health insurance may provide you with just the coverage you need during this tough time. Continue reading
Health Insurance Quotes – Getting The Best Deals
Getting quotes for anything can be confusing and time consuming. Getting health insurance quotes can be downright frustrating. It takes time and it takes patience. Doing all this online will usually save time but it’s always recommend to talk to “humans” whenever possible. Continue reading
Posted in medical insurance
Tagged cobra, coverage, health insurance, HMO, insurance, Liability, life, medical insurance, PPO
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