Tag Archives: cheap health insurance

There are many types of health insurance plans available in U.S.A now and the major ones are Fee for Service Health Plans,Health Maintenance Organizations,Point of Service Plans, Preferred Provider Organizations and Health Savings Account. In America there are two main ways to get health insurance coverage which are, individual health insurance plan and group health insurance plan offered by the employer. Those who opt for individual health insurance plan need to pay a monthly or quarterly fee for insurance coverage for the medical attention they need, should the occasion arise. In case the policy holder needs medical attention, the health insurance company pays part or all of the fee, minimizing the amount of medical expenditure. Most Americans are part of group insurance schemes maintained by their employers in which the employer takes care of part or whole of the medical expenditure of the employee. This is the least expensive of all types. Continue reading →